Akshaya Tritiya 2026
Gold Planner

Akshaya Tritiya 2026 falls on Thursday, April 30, 2026. The Tritiya Tithi begins at 05:42 AM on April 30 and ends at 02:13 AM on May 1 (IST), so the entire day qualifies as auspicious for gold buying.

Abhijit Muhurat (roughly 11:51 AM to 12:43 PM IST) is considered the most auspicious window nationally. But the full day's tithi counts as shubh, so any time between sunrise on April 30 and 2:13 AM on May 1 is valid.

There is no minimum. Common thresholds: ₹5,000 gets you a 0.5g 24K coin; ₹50,000 gets you roughly 5g of 22K jewelry or 5g of 24K coin. Use the planner on this page to see exact grams for your budget and city.

Yes. Buying digital gold through MMTC-PAMP, SafeGold, or apps like PhonePe and Paytm is widely practiced in 2026 and counts culturally. Digital gold is backed 1:1 by insured physical gold in a vault.

24K (99.9% pure) is better for investment, low making charges (0.5–3%) and high resale value. 22K (91.6% pure, BIS 916) is better for jewelry you will wear. Many families split the purchase 50/50.

As of April 24, 2026, the reference gold price in India is approximately ₹9,820 per gram for 24K and ₹9,002 per gram for 22K. Actual rates vary by city (Chennai runs ₹15–25 higher; Mumbai and Kolkata run lowest).

Yes. 3% GST applies to the total invoice (gold + making + wastage). Non-refundable. Always factor this into your budget, the planner on this page does it automatically.

Yes, through three routes: (1) digital gold via MMTC-PAMP with NRE/NRO account, (2) remittance to a family member who buys on your behalf with your name on the invoice, or (3) carrying gold within duty-free limits (20g for men, 40g for women). SGB is not available to NRIs.

HUID is a 6-digit alphanumeric Hallmark Unique ID stamped on every hallmarked gold item sold in India since April 2023. It links the piece to a national BIS registry. Gold without HUID in 2026 is either pre-2023 stock, smuggled, or fraudulent.

Most banks charge a bullion surcharge of 1–2% on gold/jewelry purchases via credit card, which usually exceeds any cashback. For purchases above ₹50,000, use UPI, debit card, or NEFT. Cash above ₹2 lakh violates Income Tax rules.

Only if RBI's issue window overlaps with the date, which is rare. If SGB is open, it is the most cost-efficient option (2.5% interest, tax-free at 8 years, no making, no GST). If not, park in digital gold and switch when the next issue opens.

Akshaya means 'never-diminishing.' The day is considered auspicious for starting businesses, buying homes or vehicles, weddings, and opening new accounts, not just gold. Anything begun on this day is believed to prosper indefinitely.

Indian retail jewelers report 20–25% of annual gold volume on Akshaya Tritiya alone, making it the second-biggest single-day gold sales event after Dhanteras (25%).

Seven items: purity (with HUID), gold weight, per-gram rate for the day, making charge in rupees (not just percentage), wastage (should be under 2% for machine-made), 3% GST on the full subtotal, and the jeweler's buyback policy in writing.

Yes, most large jewelers (Tanishq, Kalyan, Malabar, PC Jeweller) offer rate-locked advance booking on Akshaya Tritiya. You pay a token, lock the rate, and pick up within 30–90 days. Useful if you want to finalize design later.